Why claims fail — and how CIT prevents it
Environmental liability insurers reject fly-tipping claims for predictable reasons. In most cases, the landowner either failed to document their duty of care, engaged unlicensed contractors, or cannot demonstrate that waste was disposed of legally. CIT's process is designed to close every one of these gaps.
⚠ The most common claim rejection reasons
No evidence of due diligence on contractors engaged. Waste moved without classification or consignment notes. No chain-of-custody documentation for evidence. No contemporaneous records from the date of discovery. Failure to report to the Environment Agency.
When CIT is engaged from the outset, every step is documented, every contractor is verified, and every piece of waste is tracked from site to licensed disposal facility. The claim file is built as the response progresses — not retrospectively.
What costs CIT documents
| Cost category | CIT documentation |
|---|---|
| Emergency site security (officer hours, CCTV deployment) | Daily deployment logs, officer attendance records, CCTV installation certificates |
| Intelligence and investigation | Investigation time records, ANPR analysis reports, witness statement fees |
| Asbestos survey and waste testing | UKAS-accredited laboratory reports, surveyor attendance records, sample chain-of-custody |
| Licensed waste clearance | Contractor invoices, Waste Transfer Notes, Hazardous Consignment Notes, disposal facility receipts |
| CIT co-ordination fee | Itemised fee schedule by phase |
| Legal and professional costs | Solicitor correspondence, expert witness fees (where applicable) |
| Total incident cost | Consolidated cost schedule with supporting documentation |
The insurance claim documentation package
Incident chronology
A timestamped narrative from discovery through to clearance completion — showing exactly what steps were taken and when.
Waste audit report
Photographic and written record of all waste present, classified by type and estimated volume — demonstrating the scale of the incident.
EA report reference
Evidence that the incident was reported to the Environment Agency — a standard insurer requirement and good practice regardless.
Contractor licence verification
Copies of current EA waste carrier licences for every contractor engaged — demonstrating duty-of-care compliance under Section 34 EPA 1990.
All waste transfer documentation
Waste Transfer Notes and Hazardous Waste Consignment Notes for every vehicle movement — demonstrating legal disposal of all waste.
Consolidated cost schedule
Itemised schedule of all costs incurred, with supporting invoices — structured for submission to your insurer and any legal proceedings.
Photographic evidence bundle
Before, during and after photography — demonstrating condition of land at each stage and scope of clearance required.
Perpetrator intelligence (where available)
Where CIT has identified suspects, this intelligence is provided in a format suitable for legal proceedings and costs recovery action.
Recovering costs from perpetrators
Where perpetrators are identified and prosecuted, the costs of clearance and investigation can be recovered through:
- Costs orders — the court can order a convicted defendant to pay the prosecution's costs, including clearance costs incurred by the landowner
- Confiscation proceedings — under the Proceeds of Crime Act 2002, criminal benefit derived from waste crime can be confiscated
- Civil recovery — independent of criminal proceedings, a landowner can pursue a civil claim against identified perpetrators for the costs of clearance and investigation
CIT's prosecution intelligence package is structured to support all three routes. The cost schedule we produce is specifically formatted for use in confiscation and costs applications.